Health Insurance Connection

Aurora asked:


I am a newly married Air Force wife. I am currently enrolled for TriCare North Standard coverage for health insurance. Does anybody out there have TriCare North Standard coverage and know what the whole package is like? I heard that if i go to any military base medical facility, all my medical coverage would be free. What if I were to have a doctor’s appointment off-base? Also, does this cover dental costs too? I am just trying to fully grasp what me insurance does and does not cover so I can be prepared in the future.

AK asked:


I was denied new health insurance coverage in May 2007 because of lower back pain in January 2007 for which I received physical therapy. I have had continuous health insurance coverage for more than 2 years with no history of back ailments. If I reapply again now (for coverage starting in September), am I likely to be denied again? Is there anything I can do about it? My group coverage through work is very costly, and I’d prefer to have a more affordable plan.