Aug
14
2010
small business health insurance plans?
Posted by admin in small business health insurance, tags: Business Health Insurance, Business Information, Business Insurance, Business Plans, Health Information, health insurance, Health Plans, Insurance, Insurance Information, Insurance Plans, Small Business Health Insurance
LoisB asked:
information about how small business health insurance can be acquired, maintained, afforded
information about how small business health insurance can be acquired, maintained, afforded
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Well, afforded, obviously, only if the business has enough income to cover it.
Talk to the guy that writes the small business insurance, for a referral to a health insurance agent in your area. Small groups are individually rated, so it could end up costing you a WAY lot.
The best way to find out what you want to know is to speak with 2 or 3 health insurance agents in your area and select one you are comfortable with to help you. There are hundreds of plans available and it can get vary confusing unless you work with someone that has experience.
In California health insurance rates are published for groups with 2 to 50 employees. If everyone has cancer the only thing the insurance company can do is raise the standard published rate by 10%. Other than that it is guaranteed issue. Other states have their own rules.