Jul
09
2011
For health insurance plan, is it good to have a low deductible, but a higher coinsurance?
Posted by admin in Health Insurance Policy, tags: Coinsurance, Doctor Visits, health insurance, Health Insurance Plan, Health Plan, Insurance, Insurance Premium, Maximum
SarahG asked:
I’m looking at a health insurance plan with a premium of $76 per month. The deductible is $500 and out-of-pocket maximum is $2,500, which doesn’t include deductible. Coinsurance is 30% after deductible. I get the first 3 doctor visits for $30 co-payment and then pay 30% after deductible. Does this plan sound okay? I normally see a doctor once a year. Thanks!
I’m looking at a health insurance plan with a premium of $76 per month. The deductible is $500 and out-of-pocket maximum is $2,500, which doesn’t include deductible. Coinsurance is 30% after deductible. I get the first 3 doctor visits for $30 co-payment and then pay 30% after deductible. Does this plan sound okay? I normally see a doctor once a year. Thanks!
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