Health Insurance Connection

Countess Jodhaa Bai asked:


You see, the Republicans are speaking out of both sides of their mouths. They are quick to tell you, as Graham did, how terrible government-run health care would be, with long waits for inferior service. But when you argue for a public option, with people being given the chance to keep what they have (with private insurers) or opt for a new public option (especially for those who don’t currently have any insurance) that would compete with the private companies, then the Republicans say that the private insurers would be driven out of business because they can’t compete with the public plan. But if the government-run plan would be so bad, why would the private insurers lose to it? Shouldn’t Americans, terrified at the big bad government trying to run their health care decisions, run screaming away from the new public plan and into the arms of the wonderful private insurers they adore? What is the risk? And if the government-run plan is so good it would be an improvement over the private insurers, why are the Republicans against it (if they can’t admit that they are protecting the business interests over the health of Americans)? Isn’t the goal better care at lower costs?

-Bard-

alot_luckiness asked:


Our company just introduced a health insurance surcharge for smokers. Is this not discriminatory? Should we also punish those who are obese or those who have significant fat around the belly because they are more at risk for a heart attack and type 2 diabetes? Or should older people pay higher premiums because they are more likely to get sick than their young colleagues ?